The Credit Builder program has many methods and resources to help you establish new credit, improve existing credit, or disputing errors.

There are three workshops that deal specifically with credit:

Navigating Your Credit World

Cost: Free

  • Learn how to get free access and understand your credit reports.
  • Avoid common mistakes with debt that can ruin your financial situation and your credit.
  • Recognize the key factors in lending.
  • Find a path to build your score.
  • Understand how a top credit rating is a financial asset.

Decisive Credit Building

Cost: $50

  • Prepare for a one-one meeting with the Financial Counselor.
  • Grasp the various types of credit scores.
  • Learn clear, practical ways to increase your credit rating.
  • Possible referral to Credit Builder Loan Program!
  • We strongly recommend taking Navigating Your Credit World before Decisive Credit Building
  • $50 could save you thousands of dollars

D.R.A.I.N. your Bad Debt

Dispute, Refute, Authenticate, Investigate
Free with Decisive Credit Building
  •  Get the most out of various “Dispute” and “Debt Validation” methods.
  • Tips on how to negotiate with collectors.
  • What Judgments are and how they might affect your life
  • Explain some Student Loan tips for saving money and/or getting the loan cancelled.