ALL PROGRAMS

AFFORDABLE HOUSING SERVICES:
Inquire about SNAP-owned, low-income rental housing managed by Kiemle Hagood, or let us help you confront barriers to accessing housing.

BUSINESS LOANS:
SNAP can help you start your new business or expand your existing business by providing business counseling, training, and loans. We are more flexible than your bank.

CREDIT-BUILDING EXPERTISE:
This program has many methods and resources to help you establish new credit, improve existing credit, or disputing errors.

DOWN PAYMENT/CLOSING COST ASSISTANCE LOAN: 
Homebuyer’s Education Seminars will discuss down payment assistance programs available to home buyers to help you achieve home ownership. 

ENERGY ASSISTANCE:
SNAP may be able to help make home heating more affordable by easing the financial impact of a portion of heating costs.

ENERGY CONSERVATION EDUCATION: 
SNAP offers practical information about low or no-cost energy conservation measures for your home.

ESSENTIAL HOME REPAIR:
Homeowners may be eligible for SNAP to conduct minor but essential (and non-cosmetic) repairs to your home

FORECLOSURE PREVENTION LOANS: 
SNAP may be able to assist with reducing your monthly mortgage payments through a modification or loan.

HOME BUYER EDUCATION:
You will learn the home purchase process and obtain information on a variety of special programs available to assist first-time buyers. 

HOME LOANS:
Our home mortgage loan program is specifically designed to help low to moderate income homeowners with home mortgage loans to improve their financial situation.

LOW-INTEREST HOME REPAIR LOANS:
Homeowners may be eligible for 3% interest loans for home repairs required to make your home safer and healthier for occupants.

HOMELESS SERVICES
SNAP Homeless Assistance can help single adults or couples find and maintain stable housing.

LONG-TERM CARE OMBUDSMAN:
Volunteer to advocate for long-term care residents, by offering companionship, preventing abuse, and improving dignity and rights.

MONEY MANAGEMENT EDUCATION:
Learn how to build credit, dispute bad debt, or effectively budget with a variety of financial literacy courses.

MORTGAGE DEFAULT COUNSELING:
We can help homeowners determine what options are available to remedy your default and avoid foreclosure.

PRE-PURCHASE COUNSELING:
This program helps households identify and overcome barriers to home ownership. Counselors provide information about a variety of special loan programs.

RAPID REHOUSING FOR SINGLE ADULTS:
Quickly connects individuals experiencing homelessness to permanent housing through tailored housing stability plans.

SECOND CHANCE BANKING:
SNAP can help to restore banking privileges to people who are unable to get a checking or savings account or who want to learn how to use one responsibly.

SINGLE HOMELESS COORDINATED ASSESSMENT:
Available for single, homeless individuals. SNAP can perform an assessment to determine needs to find solutions.

SNAP RESOURCE RIDES:
SNAP’s Neighbors on the Go program serves Spokane County residents 65+ years of age and/or persons living with disabilities, who otherwise would not qualify or be able to utilize public transportation.

WEATHERIZATION:
SNAP can help make your home more resilient to heat and cold by implementing cost-effective measures to improve energy efficiency.

WOMEN’S BUSINESS CENTER: 
The Women’s Business Center is a one-stop business resource shop. Individual business consulting, premium business training, credit building and business financing.

CONTACT US:
Do you have more questions or need specialized assistance? Our Information Specialists can help you access the resources you need!