More information:

Low-interest loans for major repairs with no closing costs! (Some loan restrictions apply). 

  • Must be an owner-occupied property.
  • Must live in the City of Spokane.
  • Households must be below 80% AMI (Area Median Income).
  • No minimum credit score required.
  • No closing costs.
  • If you’ve filed bankruptcy in the past, you can still qualify.
  • Previous borrowers can apply for additional assistance for the same home.
  • Testing and repairs for specific health/safety measures are required.
  • Must be current on property taxes, homeowner insurance, and mortgage payments. If you are struggling to make your mortgage payments we can help.