Low-interest loans for major repairs with no closing costs! (Some loan restrictions apply).
- Must be an owner-occupied property.
- Must live in the City of Spokane.
- Households must be below 80% AMI (Area Median Income).
- No minimum credit score required.
- No closing costs.
- If you’ve filed bankruptcy in the past, you can still qualify.
- Previous borrowers can apply for additional assistance for the same home.
- Testing and repairs for specific health/safety measures are required.
- Must be current on property taxes, homeowner insurance, and mortgage payments. If you are struggling to make your mortgage payments we can help.