Foundations for Basic Human Needs:   

 Housing | Home Repairs | Energy Assistance                                                                                                                                                                                                                                                   

At SNAP, we know that basic needs like housing and safety are essential to reaching your full potential. It is challenging to focus on additional opportunities when you don’t have suitable shelter, or your home is cold and drafty. That’s what SNAP To Live seeks to offer: basic needs so you may then develop the tools to reach your full potential.

See below to find what SNAP To Live program(s) are right for you:

Are you currently homeless or at risk of losing your home?

FORECLOSURE PREVENTION LOANS:
SNAP may be able to assist with reducing your monthly mortgage payments through a modification or loan.

RAPID REHOUSING FOR SINGLE ADULTS:
Quickly connects individuals experiencing homelessness to permanent housing through tailored housing stability plans.

MORTGAGE DEFAULT COUNSELING:
We can help homeowners determine what options are available to remedy your default and avoid foreclosure.

SINGLE HOMELESS COORDINATED ASSESSMENT:
Available for single, homeless individuals. SNAP can perform an assessment to determine needs to find solutions.

Are you in need of keeping your home safe and warm?

ENERGY ASSISTANCE:
SNAP may be able to help make home heating more affordable by easing the financial impact of a portion of heating costs.

ESSENTIAL HOME REPAIR:
Homeowners may be eligible for SNAP to conduct minor but essential (and non-cosmetic) repairs to your home

LOW-INTEREST HOME REPAIR LOANS:
Homeowners may be eligible for 3% interest loans for home repairs required to make your home safer and healthier for occupants.

WEATHERIZATION:
SNAP can help make your home more resilient to heat and cold by implementing cost-effective measures to improve energy efficiency.

Are you looking for another place to live?

AFFORDABLE HOUSING SERVICES:
Inquire about SNAP-owned, low-income rental housing, or let us help you confront barriers to accessing housing.

DOWN PAYMENT/CLOSING COST ASSISTANCE LOAN:
Homebuyer’s Education Seminars will discuss down payment assistance programs available to home buyers to help you achieve home ownership.

PRE-PURCHASE COUNSELING:
This program helps households identify and overcome barriers to home ownership. Counselors provide information about a variety of special loan programs.

HOME LOANS:
Our home mortgage loan program is specifically designed to help low to moderate income homeowners with home mortgage loans to improve their financial situation.