The Vehicle Loan program was established to help working individuals and families who are low income to purchase or repair a vehicle without being subject to high cost and predatory lenders. While this program is designed for people with credit challenges, participants must demonstrate that they are able to repay the loan, pay insurance costs, and maintain the vehicle.

• Up to $5,000
• Interest rates up to 12%
• Terms up to 3 years

• Vehicle Purchase and Maintenance class
• The vehicle must be purchased from a partnering dealership
• The vehicle title will be used as collateral

• Up to $1,500 secured interest rates up to 12%
• Unsecured interest rates up to 17.9%
• Terms up to 2 years

Requirements:

• The vehicle title may be used as collateral for a lower interest rate